Because we partner with many banks and providers to enable acceptance of Russian and international cards, fees start from 1.3% for payments in Russia and from 2% for international payments. Commercial terms depend on the monthly volume you plan to process through the Payture payment gateway and on your business category. You can find our base rates on the Pricing page.

At the moment, we can’t onboard self-employed individuals (a Russian tax status). However, you can register as a sole proprietor under the professional income tax regime (NPD). This won’t add any extra burden or tax complications for you, and it will let you accept payments through our service with Russian and international cards, as well as with modern mobile wallets.

Yes, we provide free test access. You can use it to complete your integration, explore our service’s features hands-on, and make payments with test cards.

Yes. Split payments divide the amount into several parts and send the settlements to different suppliers/counterparties.

With split payments, the customer pays for the entire cart, and the amount is then divided among different sellers, suppliers, or counterparties. You can learn more about this solution on the Split payments page.

With installments, the cart total is split for the customer into several equal parts, which they must pay within a set period, for example, a month. The merchant receives the full purchase amount, minus the fee, from the bank right away. After that, the bank and the customer deal with each other directly.

Yes. We operate internationally and have a wide network of partners that can enable you to accept payments with both Russian and international cards, for residents and non-residents of Russia.

Yes, we work with both Russian and foreign legal entities.

Yes, we have partners that can enable you to accept payments from the US.

Yes, we have partners that can enable recurring payments with foreign cards for you.

Each of our partners has its own list of countries from which online payments can be accepted, so the availability of specific regions may vary depending on the bank or payment method you choose. To give your business the widest possible geographic coverage for online payments, we can connect several partners at once.

Some of our partners provide foreign-currency terminals, and others offer ruble terminals with currency conversion at checkout. In the latter case, the amount is charged in the currency of the customer’s card.

There’s no limit on the number of banks you can connect.

Setup is free and there’s no monthly fee. A fee is charged for each successful transaction, and only by the acquirer that processed that online transaction.

Our internal statistics show that connecting two backup acquiring banks is enough to reduce declines caused by infrastructure issues on the bank’s side to almost zero. Note, however, that these statistics don’t account for possible issues on the side of telecom or power providers. Such incidents are considered force majeure.