Recurring
and one-click
payments
Fewer steps to pay —
higher sales conversion
Convenience for customers
No need to enter card details
again — payments go through
in one click
Higher
LTV
Customers cancel subscriptions
less often when they don’t
have to pay manually
Regular
and predictable
revenue
Automatic payments help you
plan your budget and revenue growth
Convenience for customers
No need to enter card details
again — payments go through
in one click
recurring payments
Win‑win payments:
steady revenue for you,
no extra steps
for your customers
Recurring
payments
Regular merchant-initiated payments using a previously saved card, with no need to re-enter card details
For example, a monthly subscription fee for an online streaming service
Automation
Payments go through without customer involvement after the initial confirmation
Psychological comfort
Customers find it easier to pay small amounts regularly than large amounts rarely
Higher efficiency
Flexible charge date settings. For example, on paydays the number of successful charges is much higher
Risk mitigation
If a payment fails (for example, due to insufficient funds on the card), it is retried until the charge succeeds
Flexible settings
Charges once a day/week/month or triggered by an event (for example, reaching a limit)
Lower churn rate
Customers cancel services less often when payment is seamless
How recurring
payments work
1
The customer agrees to your recurring payment terms
2
The customer makes the first payment on your website, which creates a token that will later be used for automatic payments
3
Funds are charged to the bank card automatically on the schedule you set
High performance
results
from implementing
recurring payments
* Figures are averages and will vary from case to case
* Figures are averages and will vary from case to case
* Figures are averages
and will vary from case to case
one-click payments
One-click payments
with variable amounts —
for deals where the price
changes
but the convenience stays
One-click payments (card-on-file)
Repeat customer-initiated payments using a previously saved card, with no need to enter card details
For example, booking a taxi and paying automatically when the ride ends
Customer care
Repeat payments require no confirmation or CVV entry
Freedom of choice
Customers can choose from a set of saved cards
Higher loyalty
Customers make repeat purchases more often thanks to fast, convenient payment
Zero Declines technology
Charge retries with an optimal-timing algorithm
Single token vault
Switch acquiring banks seamlessly without customers having to re-link their cards
Flexibility and functionality
Works not only for card payments but also for payments via Russia’s Faster Payments System (SBP)
How one-click
payments work
1
The customer makes the first payment on your website or in your app
2
The payment data is tokenized
and stored in the system
3
Next time, the customer pays for an order in one click without entering any details
High performance
results
from implementing
one-click payments
Abandoned orders
Order abandonment rate
Payment speed
Payment processing and completion time
Repeat purchases
Share of customers who place
a repeat order
* Figures are averages and will vary from case to case
* Figures are averages and will vary from case to case
* Figures are averages
and will vary from case to case
payment methods
Payment methods
supported
by this solution
Submit a request
to get started
Accept online payments with modern payment methods in the currency you need on your website, marketplace, online store or app.
FAQ
Still have questions?
We may have already answered them
Recurring payments are fixed, scheduled charges (subscriptions). One-click payments (card-on-file) are variable amounts charged after a service is provided (taxi, delivery).
Subscriptions (SaaS, media), marketplaces, service businesses (taxi, rentals, delivery), and online education.
The customer must consent to regular charges during the first payment by ticking a checkbox, or give consent under the public offer agreement.
Subscriptions are canceled on your side through your customer support or, in some cases, through the online banking of the card’s issuing bank.
No, you pay only for successful transactions.
Reserving an amount on the card before a service is provided (for example, a hotel deposit).
A recurring payment is a merchant-initiated payment with a previously saved card that doesn’t require the customer to re-enter their card details. Recurring payments use the eWallet integration method, which comes with two terminals. One terminal is used for the first payment and for saving the card (3DS is mandatory), and the other is used for recurring payments. First, make a payment or hold with card saving, or simply save the card, on the first terminal. Once the card is saved, call /GetList to get the CardId parameter, which you need to make a recurring payment. Recurring payments are processed on the second terminal. You can find the request parameters in our documentation: https://payture.com/api/#ewallet_.
