RU

Mastercard Pay&Get rewards program

A loyalty program for companies holding Mastercard business cards: earn cashback on corporate card transactions, paid out in hard currency to the company’s account

what makes it unique

From quasi-money to real currency in one step

Flexible API integration

A seamless integration between Mastercard MoneySend and partner banks allowed the product to scale its partner network quickly

Easy scalability

Thanks to its lean implementation, the product fit easily into the customer journeys (CJM) of Mastercard and partner banks, multiplying demand for business cards

Deep localization

The product was designed with the specifics of Russian tax legislation in mind, which increased its appeal among participating companies

how it works

A simple path to real business card cashback

1

A company issues Mastercard business cards at partner banks

2

The cardholder joins the program through the Pay&Get personal account or partner banks’ online banking (Rosbank, Modulbank, Tochka Bank and others)

3

Every eligible business card transaction earns a bonus or a fixed payout

4

Accumulated bonuses/cashback are credited to the cardholder company’s account in line with tax legislation

End-to-end implementation and support

Payture acted as vendor, integrator and service provider, covering the full cycle from R&D to launch and ongoing service maintenance

1/8

Analytics

Market research and business requirements gathering tailored to the specifics of the Russian market

key figures

Mastercard Pay&Get performance in Russia

1.5 times

increase in the number of active business cards

45%

growth in the number of transactions

30–65%

growth in business card turnover and transaction amounts

We’ll build a fintech
project for your business

We handle end-to-end development of technology products and build a solution that fits your business processes, security requirements and infrastructure.

benefits

A reliable payment partner in online acquiring

Independence

We are free to make decisions and implement innovations, so we respond faster to industry changes and customer needs

Global reach

We have the capability and expertise to build international products with a centralized management system

View all products

Flexibility and adaptability

Unlike banks, we are not constrained by bureaucracy and are ready to tailor the service to your needs

More about solutions

Neutrality

We are not on any sanctions lists

Compliance

We strictly comply with government regulations and the rules of national and international card schemes, excluding high-risk payments

Scalability

We help you enter new markets.
We take care of finding partners and building integrations

All payment methods

security

Strict legal
and regulatory
compliance

PCI DSS Level 1

Card data protection to international standards (tokenization, encryption)

GOST R 57580

Full compliance with GOST R 57580, the Russian national standard for financial data security and operational resilience

ASV scanning

Certificate of full quarterly ASV scanning

Order fintech
solutions development

We handle end-to-end fintech product development, from R&D to integration and support

Payment technologies

We develop and implement cutting-edge technologies for online payments and financial process automation

Planning to expand into international markets?

We can take on the development of integrations with local payment methods in your target markets

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