RU

Cross-border
and multi-currency
payments:
take your
business global
with Payture

Make international settlements
and accept payments in dozens of currencies
through a single payment gateway

Single integration

One API for all countries
and currencies

On-the-spot
conversion

Currency is converted at the rate
on the payment date

Foreign
or local legal entity

Either option works

Payment
routing

Settlements sent to foreign currency
accounts to avoid currency
conversion fees

Flexible fee
management

The conversion fee can be
deducted from the merchant’s revenue
or partially passed on
to the customer

Multi-currency
payment form

One form, multiple currencies

₽
€
$
¥

How cross-border
and multi-currency
settlements work

Local market
Foreign market
Customer
Merchant
Multi-currency form
Local acquiring bank
Foreign acquiring bank
Local market currency
Foreign currency
Foreign market currency
Currency conversion
Local bank$ account
Local bank€ account
Local banklocal currency
Foreign bank$ account
Foreign bank€ account
Foreign banklocal currency
Paid in $Paid in €Paid in local currencyLocal currencyForeign currency

Increase
conversion
and customer loyalty
with the Payture
multi-currency
payment form

The multi-currency payment
form detects the card’s country
of issue as payment details
are entered and automatically
routes the payment
to the right bank or country

Submit a request
to get started

Accept online payments with modern payment methods in the currency you need on your website, marketplace, online store or app.

FAQ

Still have questions?
We may have already answered them

Cross-border payments are set up for companies that aren’t Russian residents and need to accept online payments from Russian customers while receiving settlements to their account with a foreign bank, in rubles or any other currency.

Yes, if the account belongs to that Russian legal entity. Onboarding one legal entity while sending the funds to another company’s account is possible only if there are legal grounds for such transfers.

Multi-currency acquiring lets you accept online payments from all over the world through a single Payture payment form (both Russian and international customers pay for their orders through the same form).
This gives you additional savings, customizable features, and a high conversion rate. What’s more, you no longer need to add several payment buttons to your website, such as “Pay with a Russian card” and “Pay with a foreign card” — a single “Pay” button is enough.

Unfortunately, this isn’t supported. The currency of your API charge request and the currency on the payment template must be the same, and that currency is the ruble. If the customer’s card turns out to be foreign, the acquiring bank converts the rubles into the authorization currency on its side and, at the 3DS code step, shows the customer the amount in the currency that will be debited from their card.

Payture itself uses the card’s BIN to determine which country’s bank issued it and, based on that, routes the request to the appropriate processing: Russian or international.

Yes, requests can be made in various currencies. However, the currency shown on the payment form must match the request currency. For example, when accepting payments in the UAE, the currency must be AED; in Kazakhstan, KZT.