An open system
Connects automatically together with online acquiring or as a standalone product
Payture Fraud Monitoring
A payment fraud prevention system for online payments. Its rules can be flexibly configured to the specifics and geography of your business
uniqueness
Payture Fraud Monitoring: a custom security formula for your business
Flexible configuration
From ready-made rule sets to full customization for your business
Adaptability
Processes transactions with any set of parameters
protection
Anti-fraud fights chargebacks at every stage, from prevention to dispute
Proactive protection
Fraudulent transactions are declined before they happen
Chargeback disputes and management
We take over the entire process: from receiving the notification from the card scheme to collecting evidence, preparing responses and communicating with the issuing bank and card schemes
A chargeback is a forced refund to the customer by the bank or card scheme when the customer disputes a transaction. A chargeback can result from fraud, when money is debited from a bank card without the cardholder’s knowledge or consent.
performance
Payture Fraud Monitoring efficiency
150+requests per second
50+parameters for analysis
200+rules and filters
Different industries need to pay attention to specific transaction parameters
For example, in the travel industry, fraud risk assessment takes into account not only the country where the ticket was purchased, but also the number of days before the flight, the flight route and a number of other specific indicators
Payment assessment criteria:
Risk assessment of the user’s geolocation
Risk assessment of the issuing bank
Analysis of the amount and number of payments over a period by one user or with one card
Cross-checking of customer order data to detect suspicious patterns and combinations
Analysis of the card’s history of successful and failed payments
Checking the host domain name for fraud marker words
Analysis of 3‑D Secure check results for any period
Analysis of the issuer’s blocking history
Analysis of unique payer data
Analysis of transaction frequency per card/account
BIN analysis: checking the issuing bank and country
Detection of massive fraud attacks, for example, after a bank database leak
We have developed ready-made anti-fraud rule sets for specific industries, with custom combinations of 200+ rules
On request, we can create custom rules that meet the requirements of your business
In 0.1 seconds, Payture Fraud Monitoring
Checks the transaction against your custom combination of rules and filters
Compares customer data against blacklists and whitelists
Analyzes the Device Fingerprint, a user identifier based on the combined characteristics of the device used for payment
Analyzes the user’s payment history
If the transaction is flagged as suspicious, sends it for additional 3‑D Secure verification
If verification fails, sends the transaction for additional manual review or blocks it and adds the fraudster’s data to the blacklist
Connect fraud monitoring as a standalone service or get free access when you use Payture online acquiring
Included when you connect
Access to the merchant dashboard
Help with setting up anti-fraud rules
Technical support
Advice on using the system
Submit a request
to get started
Accept online payments with modern payment methods in the currency you need — on your website, marketplace, online store or app.
FAQStill have questions?
