RU

How multi-currency online payments work

Multi-currency online payment flow through the single Payture payment gateway

Cross-border
payment
flow

Cross-border payment flow: payment routing between Russian and foreign legal entities via Payture

See an online payment
with an international card
in action

The customer fills the shopping cart and proceeds to checkout

Payture multi-currency payment form

The payment form detects the card’s country of issue as details are entered and, when the customer clicks “Pay”, routes the payment to the right terminal

Optimized customer journey

Wider customer base

Higher conversion

security

Fraud protection to the highest international standards

PCI DSS Level 1

Card data protection to the international standard (tokenization, encryption)

ASV scanning

Certificate of full quarterly ASV scanning

GOST R 57580

Full compliance with GOST R 57580, the Russian national standard for financial data security and operational resilience

International card acquiring rates

International card acceptance is available
to companies with a volume
from RUB 1.5M per month

Monthly volume
from ₽1,500,000 to ₽100,000,000
Acquiring rate
from 5%
Conversion feefor debits from an international card
6–8% *
Monthly volume
Over ₽100,000,000
Acquiring rate
Calculated individually
Conversion feefor debits from an international card
6–8% *

* The conversion fee is usually charged to the payer and can be partially shifted to the merchant. Fees can also be agreed so that the merchant bears all online acquiring and conversion costs.

Acceptance of cards that are foreign relative to the country where the merchant’s legal entity is registered, with settlements in the currency of that country

Example: accepting payments from Kazakh cards in Russia, with settlements in rubles to a Russian legal entity

Commission-free payouts are available from ~RUB 1–1.5M per month at the current Bank of Russia exchange rate

For payouts below RUB 1–1.5M, an additional fee may apply

Get started with Payture online acquiring

On custom terms in any region

Via a dedicated account manager

Mid-size and large businesses
For Russian and foreign legal entities
Visa and Mastercard cards — in all regions where the card schemes operate
Free integration with other countries on request
(for turnover from RUB 100M per month)
Online payments from Russia and abroad
Local card schemes and payment methods: Kazakhstan, Uzbekistan, Kyrgyzstan, Belarus, Georgia, Armenia, Azerbaijan, Tajikistan, Moldova, Turkey, Israel, Bolivia, UAE, Europe
FAQ

Still have questions?
We may have already answered them

Each of our partners has its own list of countries from which online payments can be accepted, so the availability of specific regions may vary depending on the bank or payment method you choose. To give your business the widest possible geographic coverage for online payments, we can connect several partners at once.

Yes, of course. We can provide both foreign-currency terminals with authorization in KZT, EUR, USD, AED, and other currencies, and a ruble terminal. With a ruble terminal, the RUB amount is converted into the issuing bank’s currency when the funds are debited from the customer’s card.

Yes, it’s possible. Recurring payments with foreign cards are approved on a case-by-case basis.

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