Payment
processing
pricing and
fintech
solutions
Payment processing
pricing and fintech
solutions
Payment processing pricing
and fintech solutions
Payture is an independent international payment processing center, a developer and integrator of fintech solutions. We provide online acquiring in Russia and abroad, as well as ready-made solutions to automate financial processes.
As a payment provider, we work under an agency model and charge fees only for successful payments.
Large corporate clients get flexible pricing, and we can customize and adapt the service to your requirements and business processes.
online payment rates
Participants in an online payment and how the process works
online payment rates
Participants in an online payment and how the process works
online payment rates
Participants in an online payment
and how the process works
An online payment system is built around four key participants
Issuing bank
(customer’s bank)
Issues cards to customers and guarantees the debit of funds
Acquiring bank
(merchant’s bank)
Services the business’s settlement account and credits payments to it
Card schemes
(Visa, Mastercard, Mir)
Provide the global infrastructure, security standards and interbank settlement
Technology providers
(Payture)
Provide a single integration, hedge risks if the main acquiring bank declines, and deliver 24/7 transaction monitoring and fraud protection
Customer
Places an order and chooses a payment method on the secure Payture payment page
Payture
Payture Fraud Monitoring checks the transaction for signs
of fraud. If approved, Payture sends the payment authorization request
to the acquiring bank for settlement.
If the main acquiring bank declines, Payture
automatically routes the payment to a backup bank
Acquiring bank
Sends the transaction request to the relevant card scheme
Card scheme
Contacts the processing center of the issuing bank that issued the customer’s card
Issuing bank
Authenticates the customer’s payment data. The issuing bank approves or declines the transaction
Card scheme
Reports whether the authorization request was approved or declined
Acquiring bank
Confirms that the transaction succeeded or passes on the payment decline
Payture
Notifies the online store whether the acquiring bank approved or declined the transaction
Online store
Completes the sale or cancels the order
advantages
Payture is a technology layer on top of banking infrastructure
We take on the most complex and resource-intensive work of developing and supporting ready-made fintech solutions
Fraud monitoring system
Risk hedging if the main acquiring bank declines
Payment infrastructure maintenance
24/7 customer support
Chargeback management
Automated payment registry processing (consolidation, adaptation, export)
Certification and compliance control
Service customization to client requirements
of successful market experience
We provide a single entry point
for accepting online payments
through dozens of banks and partners
in different countries
ready-made integrations
With banks and partners
worldwide
fintech solutions
Ready-made fintech solutions
for business
Benefits of working through a payment provider
Savings on in-house development
- No need to build and maintain your own payment infrastructure
- Minimal time to launch: you only pay for integration with Payture
Lower operating costs
- On developers and analysts
- On support staff
- On server infrastructure
- On certification and regulatory compliance
Scalability without additional investment
- Growing transaction volumes require no investment in expanding infrastructure
- Access to advanced payment technologies and solutions through a single integration
- Enter new markets without the cost of local integrations
- Automatic platform updates
Focus on your core business
- Freed-up resources: your IT team works on the product, not on payments
- Expertise: access to a team of specialists with 15 years of experience
- Innovation: regular feature updates at no extra cost
Online acquiring fees
Due to amendments to Article 149 of the Russian Tax Code, effective January 1, 2026, acquiring and bank card processing services are no longer exempt from VAT and are subject to VAT at 22%
Russian payment methods
to ₽3,000,000
to ₽5,000,000
to ₽10,000,000
T‑Pay, SberPay
for preferential
categoriesonly for
successful
payments
for preferential
categoriesonly for
successful
payments
for preferential
categoriesonly for
successful
payments
acquiring banks
Samsung PayNot available
in Russia
solutionsCard data storage, split payments, cascading, routing, cross-border and multi-currency payments, multi-acquiring, etc.Learn more
Russian payment methods
Monthly turnover
Russian payment methods
Monthly turnover
Preferential business categories
Preferential business categories
Preferential business categories
International payment methods
to ₽100,000,000
individually
individually
individually
* The currency conversion fee can be partially passed on to the customer, but not more than 6%
* The minimum payout is approximately RUB 1–1.5 million. Payouts below RUB 1–1.5 million may be subject to an additional fee.
International payment methods
to ₽100,000,000
individually
* The currency conversion fee can be partially passed on to the customer, but not more than 6%
* The minimum payout is approximately RUB 1–1.5 million. Payouts below RUB 1–1.5 million may be subject to an additional fee.
International payment methods
Monthly turnover
* The currency conversion fee can be partially passed on to the customer, but not more than 6%
* The minimum payout is approximately RUB 1–1.5 million. Payouts below RUB 1–1.5 million may be subject to an additional fee.
Alternative methods and integrations
individually
individually
Alternative methods and integrations
individually
individually
Alternative methods and integrations
Monthly turnover
individually
individually
Online cash registers
Online cash register rental
from our partner ATOL
Online cash register rental
from our partner Orange Data
Online cash registers
Online cash register rental
from our partner ATOL
Online cash register rental
from our partner Orange Data
Online cash registers
Online cash register rental
from our partner ATOL
Online cash register rental
from our partner Orange Data
Payture anti-fraud solution
Payture Fraud Monitoring is a system that prevents financial fraud in online payments. Its rules can be flexibly configured to the specifics and geography of your business.
over the limit₽3.5
* If you exceed 100,000 requests per month, the rates may be revised
The rate includes:
- Access to the merchant dashboard
- Help with setting up anti-fraud rules
- Technical support
- Advice on using the system
Additional terms:
- Custom enhancements are charged separately
- The cost is calculated individually based on the technical specification
- The cost depends on the timeline and complexity of the tasks
Payture anti-fraud solution
Payture Fraud Monitoring is a system that prevents financial fraud in online payments. Its rules can be flexibly configured to the specifics and geography of your business.
More about fraud monitoring* If you exceed 100,000 requests per month, the rates may be revised
The rate includes:
- Access to the merchant dashboard
- Help with setting up anti-fraud rules
- Technical support
- Advice on using the system
Additional terms:
- Custom enhancements are charged separately
- The cost is calculated individually based on the technical specification
- The cost depends on the timeline and complexity of the tasks
Payture anti-fraud solution
Payture Fraud Monitoring is a system that prevents financial fraud in online payments. Its rules can be flexibly configured to the specifics and geography of your business.
More about fraud monitoring* If you exceed 100,000 requests per month, the rates may be revised
The rate includes:
- Access to the merchant dashboard
- Help with setting up anti-fraud rules
- Technical support
- Advice on using the system
Additional terms:
- Custom enhancements are charged separately
- The cost is calculated individually based on the technical specification
- The cost depends on the timeline and complexity of the tasks
Custom development
Custom development
Custom development
Submit a request
to get started
Accept online payments with modern payment methods in the currency you need — on your website, marketplace, online store or app.
Automate financial processes with ready-made Payture solutions
advantages
A reliable payment partner in online acquiring
Independence
We are free to make decisions and implement innovations, so we respond faster to industry changes and client needs
Global reach
We have the capabilities and expertise to build international products with centralized management
Flexibility and adaptability
Unlike banks, we are not held back by bureaucracy and are ready to tailor the service to your needs
Neutrality
We are not on any sanctions lists
Compliance control
We strictly comply with government regulations and the rules of national and international card schemes, and exclude high-risk payments
Scalability
We help you enter new markets and take care of finding partners and developing integrations
FAQ
