SBP payments: Russia’s Faster Payments System
Fast and secure payments directly from the customer’s bank account to the merchant’s account
Direct
integration
with NSPK
Switch between backup banks
without losing recurring payment bindings
Lower fees
A preferential rate with no interbank fee (interchange), regardless of your volume
Instant settlement
Funds are credited to the merchant’s account right after payment, 24/7
High
conversion
successful transactions thanks to a simplified checkout that doesn’t require entering card details
SBP payments:
Russia’s Faster
Payments System
Fast and secure payments directly from the customer’s bank account to the merchant’s account
Direct integration
with NSPK
Switch between backup banks without losing recurring payment bindings
Lower
fees
A preferential rate with no interbank fee (interchange), regardless of your volume
Instant settlement
Funds are credited to the merchant’s account right after payment, 24/7
High
conversion
successful transactions thanks to a simplified checkout that doesn’t require entering card details
SBP payments: Russia’s Faster Payments System
Fast and secure payments directly from the customer’s bank account to the merchant’s account
Direct
integration
with NSPK
Switch between backup banks
without losing recurring payment bindings
Lower fees
A preferential rate with no interbank fee (interchange), regardless of your volume
Instant settlement
Funds are credited to the merchant’s account right after payment, 24/7
High
conversion
successful transactions thanks to a simplified checkout that doesn’t require entering card details
Lower acquiring costs and faster settlements for your business
Lower acquiring costs
and faster settlements
for your business
With Russia’s Faster Payments System (SBP), funds are debited from the customer’s bank account and credited directly to the merchant’s corporate bank account
There is no interchange fee and no card scheme fees (Mir, Visa, Mastercard), so the fee for SBP payments is significantly lower
Accept online SBP payments
any way
that suits you
QR code
Button
Payment link
See an online SBP payment in action
The customer fills the shopping cart and proceeds to checkout
Every payment is reliably protected
Every payment is reliably
protected
NSPK certification
Compliance with NSPK requirements for non-bank trusted agents (NBDA)
Two-factor authentication
Mandatory confirmation in the banking app
Data encryption
Communication channels and data are protected with algorithms approved by the FSB of Russia (GOST R 34.12-2015, the Russian national encryption standard), in line with PCI DSS requirements
For all Payture
clients
free of charge
Connecting backup
acquiring banks
Payment form customization
Electronic receipt form customization
Electronic receipt form customization
SBP online acquiring
rates
The fee depends on the merchant’s business category
(MCC)
Business categories with a rate of
Ambulance services, hospitals and medical services
MCCs: 4119, 8011, 8050, 8062, 8099
Household appliance and electronics stores
MCCs: 5722, 5732
Clothing and footwear stores
MCCs: 5137, 5611, 5621, 5641, 5651, 5655, 5691, 5699
General merchandise stores
MCC: 5399
Sporting goods stores
MCC: 5941
Fast food restaurants and snack bars
MCC: 5814
Department stores and variety stores
MCC: 5311
Government payments
Housing and utilities
MCC: 4900
All other business categories
MCC: other
Start accepting online
payments with Payture
On custom terms
in any region
Via a dedicated account manager
(for turnover from RUB 100M per month)
(for turnover from RUB 100M per month)
solutions
Solutions available
when you accept
SBP payments
Still have questions?
We may have already answered them
One of the main advantages of Russia’s Faster Payments System (SBP) is its lower fee. The fee will depend on your company’s line of business.
Yes, recurring payments are available for SBP. The first (linking) payment goes through the customer’s banking app, and subsequent charges happen automatically on the schedule you set.
The standard SBP setup involves opening a settlement account with the acquiring bank for instant settlement. However, some of our partners can enable this feature without you opening an account. In that case, settlements are credited to your account with another bank once a certain amount has accumulated.
Yes, there may be limits. They are set by the acquiring bank. As a workaround, you can split the order into two (or more, if needed) parts, i.e., initiate 2 payments.
